Present report, things 2.02 and 9.01

SECURITIES AND TRADE COMMISSION

Washington, D.C. 20549

Pursuant to Section 13 or 15(d) associated with the Securities Exchange Act of 1934

Date of report (Date of earliest event reported): January 28, 2020

TOWN BANK AND TRUST FINANCIAL CORP.

(precise title of Registrant as Specified in Charter)

(State or any Other Jurisdiction

(Commission File Number)

13319 Midlothian Turnpike

(Address of Principal Executive Workplaces)

Registrant’s Phone Number, Including Region Code: (804) 897-3900

(previous Name or Former Address, if Changed Since final Report)

Look at the appropriate package below in the event that Form 8-K filing is supposed to simultaneously fulfill the filing responsibility of this registrant under some of the following conditions:

?	Written communications pursuant to Rule 425 underneath the Securities Act (17 CFR 230.425)
?	Soliciting material pursuant to Rule 14a-12 beneath the Exchange Act (17 CFR 240.14a-12)
?	Pre-commencement communications pursuant to Rule b that is 14d-2( underneath the Exchange Act (17 CFR 240.14d-2(b))
?	Pre-commencement communications pursuant to Rule 13e-4(c) beneath the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of this Act:

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